Introduction to Health Insurance
Medicare in Australia
Medicare is Australia's universal health insurance scheme. It
was introduced to ensure that residents have access to health care
that is affordable, accessible and high quality.
Medicare is administered by the Department of Health and Ageing
(DoHA) and is designed to support both the general public and
Medicare is funded by the commonwealth government to cover:
- Subsidies for medications and free or subsidised treatment by
- Access to public hospitals at no cost to the patient.
Medicare covers people residing in Australia who are Australian
citizens, New Zealand citizens or holders of permanent visas.
Visit the Department of Health and Ageing Medicare
information website for more details.
Medicare Provider Numbers
IMGs working in Australia may require a Medicare Provider
Number. A Medicare Provider Number uniquely identifies the
medical practitioner and the location from which a service is
rendered.This number allows your patients to claim Medicare rebates
for the services you provide.
A Medicare provider number identifies:
- you and your eligibility to have Medicare benefits paid for
eligible services you provide
- the location from which you render services
- your eligibility to refer or request services for Medicare
A Medicare provider number may allow you to:
- raise referrals for specialist services; and
- make requests for pathology or diagnostic imaging
If you satisfy the legislative requirements, a provider number
may also be used to attract Medicare rebates for professional
services rendered (to treat private patients).
Applying for a Medicare Provider Number
A Medicare Provider Number must be organised through your
employer. They will be able to tell you the level of Medicare
access you need.
Applications for a Medicare Provider Number can only be made
after you have:
- been offered a medical job in Australia
- been granted a visa
- successfully attended the registration interview
- been granted registration
- paid the registration fee
Application form for an initial Medicare
Provider Number can be found on the Medicare website.
Please note: you need a separate Medicare Provider Number for
each location at which you practise. If you work at more than one
location, or if you move to a new location, you need to apply for a
separate provider number for each individual practice.
Accident Compensation Corporation in New Zealand
All New Zealand residents and visitors to New Zealand are
provided comprehensive, 24 hour, no fault personal injury cover by
Compensation Corporation (ACC). The ability to sue for personal
injury covered by the ACC is waived in return.
ACC is governed by the Accident Compensation Act 2001.
Personal injury covered by the ACC scheme is funded through
levies paid by businesses, motor vehicle owners and